Housing Opportunities for Homebuyers
We offer a variety of loan programs to assist low and moderate income residents in buying their first home.
Housing Loan Programs
Program eligibility guidelines and terms for the following loan programs:
- Down Payment/Closing Cost Assistance
Loans of up to $2,500 available to first-time homebuyers with household incomes at or below 120% median income with no closing costs, interest or payments
- City Employee Advantage Home Purchase Assistance
Loans of up to $2,500 for down payment/closing cost assistance and mortgage rate reduction available to City of Providence employees with household incomes at or below 120% of median income with no closing costs, interest, or payments
Application Process
Information on how to apply for one of the above loans, including an on-line application form.
Contact Us
For more information, please contact Barbara Barone, Verfication Specialist:
Telephone: 401.680.8400
Email: bbarone@providenceri.com